Applying for a mortgage

Arguably, applying for a mortgage will be the biggest financial commitment you will ever make, so it’s definitely worth spending some time to find the right one. From traditional banks and building societies to the new generation specialist lenders, there are many different types of mortgage providers to choose from.

We suggest that you contact an Independent Financial Advisor (IFA) who you can discuss your current circumstances with and determine how much you are able to borrow and repay back on a monthly basis. To gain an estimated quote on your mortgage repayments availability please use our on-site mortgage calculator.

Your mortgage adviser will be able to assess a wide range of potential products for you, and could be able to access deals that are not available to you on the high street.

Due to the variety of different buying schemes available now, the good news is that there is a wide range of mortgage products available. However, an IFA will be able to explain all your options and find the best deal for you.

We advise speaking with one of our recommended independent mortgage advisors who can advise you how to take the hassle out of buying your new home. Please speak to your Homes Advisor for more details.